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Products - Personal Lines
Homeowners
Bankers homeowners coverage provides both property
and liability coverage and a variety of optional endorsements.
Distinguished by excellence in customer service as well as Internet
rating and convenient, personalized underwriting, our homeowners product
also delivers fast, efficient handling for both individual claims and
catastrophe scenarios. Our Internet processing is fast and easy to use
and is designed to provide your customers with every opportunity for a
competitive rate based on the risk. Optional coverages include:
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Package Endorsements
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Identity Fraud
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Golf Cart
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Water Backup
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Home Computer
Dwelling Fire
Available as a stand-alone product, Dwelling Fire provides a viable
alternative to homeowners coverage for specific types of residential
properties, particularly those that are not primarily owner-occupied.
It’s also attractive to insureds who don’t want or need the full range
of homeowners coverage, or for those dwellings that contain more living
units than homeowners coverage allows. We also offer coverage for
tenant-occupied condos and builders risk. A variety of property and
liability coverages are available.
Flood
Flood insurance should be a high priority for your clients to protect
one of their most valuable possessions - their home. Single-family
homeowners can purchase flood coverage for their residential property up
to $250,000. Homes in low-risk areas may qualify for our preferred risk
policy (almost 25 percent of all flood insurance claims come from areas
with minimal flood risk). Condo owners and renters can purchase
protection for their contents up to $100,000. The federal government
requires mortgaged properties in Special Flood Hazard Areas (SFHA) to be
insured against flooding. Since flood insurance rates and coverage
levels are set by the government, they're the same regardless of the
carrier you choose. At Bankers, we’re committed to making it easy to do
business. We have online flood processing, file download, multiple
payment options and live chat if you ever need help.
Excess Flood
Bankers Excess Flood product meets a critical need in the industry by
protecting those properties valued in excess of the limits of a standard
flood policy. This product can increase a single-family homeowner’s
coverage by as much as $1 million depending on the state. Provides both
contents and building coverage options.
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